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Commercial & Business Insurance Products in Jenison, MI & Surrounding Areas

Running a business comes with many challenges and risks. At The Lukaart Agency, we understand the importance of protecting your commercial enterprise with tailored insurance solutions designed to safeguard your assets, employees, and future. Serving Jenison, MI, and the broader Michigan community, our experienced team provides comprehensive commercial and business insurance products that fit the unique needs of local businesses, including farms and agricultural operations.

Why Is Commercial Insurance Important?

Commercial insurance is essential for protecting your business against unexpected events that could lead to significant financial loss. Whether it’s property damage from fire or storms, liability claims, employee injuries, or business interruptions, having the right insurance coverage ensures you can recover and continue operating smoothly. Without adequate protection, even a minor incident can result in costly lawsuits, repair expenses, or loss of income that could threaten your business’s survival.

What Does Commercial & Business Insurance Cover?

At The Lukaart Agency, we offer a broad range of commercial insurance products to meet the diverse needs of businesses across Michigan. Our coverage options include:

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Property Insurance:  Protects your business building, equipment, inventory, and other physical assets from damage due to fire, theft, vandalism, storm damage, and other covered risks.

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General Liability Insurance:  Covers legal fees and damages if your business is held responsible for bodily injury or property damage to others arising from your operations, products, or services.

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Workers’ Compensation: Provides coverage for medical expenses and lost wages if employees are injured or become ill due to their job, ensuring compliance with Michigan’s legal requirements.

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Commercial Auto Insurance:  Protects vehicles used for business purposes against accidents, theft, and damages.

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Business Interruption Insurance:  Covers lost income and operating expenses if your business is temporarily unable to operate due to a covered event such as a fire or natural disaster.

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Professional Liability Insurance: Also known as Errors & Omissions insurance, it protects businesses against claims of negligence, mistakes, or failure to perform professional duties.

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Farm & Agricultural Insurance:  Specialized coverage for farm operations, including crops, livestock, equipment, and liability specific to agriculture-related risks.

Tailored Solutions for Your Business Needs

No two businesses are exactly alike, and that’s why we work closely with you to understand your operations, risks, and goals. Whether you run a small retail shop, a large commercial facility, or a farm operation, The Lukaart Agency customizes insurance plans that provide comprehensive protection while fitting your budget.


Our team helps you navigate policy options and coverage limits so that you are fully protected without paying for unnecessary extras. We also assist with risk management strategies to help reduce your insurance costs over time.

Why Choose The Lukaart Agency for Commercial Insurance?

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Local Expertise:  We understand the Michigan market and the unique challenges local businesses face.

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Comprehensive Coverage:  Wide range of products to cover all aspects of your business.

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Personalized Service:  Dedicated agents committed to providing responsive support and clear communication.

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Strong Farm Bureau Partnership:  Benefit from trusted insurance carriers with solid financial backing and reliable claims service.

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Proven Track Record:  Years of experience helping businesses protect their investments and grow with confidence.

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Service Areas

At The Lukaart Agency, we proudly serve businesses throughout the state of Michigan, with a special focus on our local communities. Our agency is conveniently located in Jenison, MI, allowing us to provide personalized and responsive service to clients in Jenison and the surrounding areas.



We proudly serve commercial clients in regions including:

  • Jenison
  • Grand Rapids
  • Hudsonville
  • All nearby communities throughout Western Michigan
  • Across the entire state of Michigan


No matter where your business is located in Michigan, The Lukaart Agency is equipped and licensed to provide you with the comprehensive commercial insurance coverage you need. Our local knowledge combined with statewide capabilities ensures you receive expert guidance and quality service wherever you are.

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Protect Your Business Today

Your business is your livelihood. Don’t leave it vulnerable to unforeseen risks. Contact The Lukaart Agency today to learn more about our commercial and business insurance products and receive a personalized quote. Let us help you build a protection plan that keeps your business safe and thriving for years to come. Call 616-532-4090.